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Company Rate Filing Information

Occidental Insurance Company Filings

As of January 2017

The following are the filings made by Occidental Insurance Company.

Filing Identification No. Materials Included Effective Date

OCCD130696972

+7.2%

Rate:

  • Complete Manual Personal Auto Rule & Rate Guide – NB 10/24/16 & Renew 11/24/16
  •  

Markup of Changes

10/15/16 New
11/24/16 Renew 
OCCD130623043

Form:

  • Medical Payment Endorsement –
    M-0109-S (Ed. 10-16)
  • Personal Automobile Rule & Rate Guide 12/1/15-1/1/16
10/15/16 New
11/15/16 Renew 
OCCD1301492421

Form:

  • Installment Bill – PA 12 15 03 16
05/13/16 New/Renew

OCCD130267181

+5.7%

Rate/Rule
Rule & Rate Guide
Rule:

  • Accidents

Rate:

  • Base Rates
  • Policy Term Factors
  • Rounding
  • Risk Segmentation Factor

Markup of Changes

12/01/15 New
01/01/16 Renew 
OCCD130098576

Form:

  • Installment Bill – PA 12 15 05 15
  • Renewal Offer Premium Notice – PA 15 84 05 15

Markup of Changes

10/01/15 New/Renew
OCCD130206345

Form:

  • Policy Jacket Cover Page - Personal Auto Policy – PA 15 39 05 15
10/01/15 New/Renew
OCCD130081754

Rate/Rule

  • Rate & Rule Guide – Complete Manual
  • Territory Definitions (Zip Code Update)

Markup of Changes

07/01/15 New/Renew

OCCD129929191

Form:

  • Personal Vehicle Sharing Exclusion – M-0108-S (Ed. 10-13)
  • Personal Automobile Rule & Rate Guide
    • Endorsement Forms
04/20/15 New/Renew

OCCD129819689

+5 %

Rate:

Personal Automobile Rule & Rate Guide

  • Base Rates
  • Model Year Factors
  • Risk Stability Factor
  • Risk Segmentation Factor
  • Surcharge Point Factors 
03/09/15 New
04/10/15 Renew 

OCCD129564972

+1.6%

Rate:

  • Complete Manual of Rules/Rates
  • Collision Rate for Class 10 Drivers ONLY
07/15/14 New
08/15/14 Renew 

OCCD129337380
  -0.800% 

Rule:

  • Complete Manual of Rules
  • Policy and Billing Fees charge now $10.
  • Discounts – Added two:
    • Prior Insurance Coverage Discount
    • Stable Renewal Discount

Rates:

  • Coverage Alignment Factors
  • Driver & Vehicle Combinations
  • Risk Stability Factors
  • Risk Segmentation Factors (new)
  • Symbol Factors – Liability
02/18/14 New
03/18/14 Renew 
OCCD129148053

Forms & Endorsements:

  • Renewal Offer Premium Notice – PA 15 84 08 13
  • Automobile Insurance Application – PA 16 06 08 13
  • Installment Bill – PA 12 15 08 13
  • Auto Policy declarations – PA 16 08 08 13
  • Legal Notice of Non-Renewal – PA 16 02 08 13
  • Legal Notice of Cancellation – PA 16 03 08 13
  • Legal Notice of Cancellation for Non-Payment – PA 16 04 08 13
11/01/13 New/Renew
OCCD129063663
  +8.6% 
Complete Manula of Rules
  • Base Rates
  • Surcharge Point Factors
  • Binding Authority
  • Chagnes/Endorsements - #3 Mid-Term premium adjustments
  • Driving Record Points - Updated
  • Accidents - Threshold Updated
  • Violations - Updated
08/05/13 New
09/15/13 Renew 
OCCD128742016
  -2.6% 

Complete Manual of Rules

  • Base Rates
  • Model Year Factors
  • Symbol Factors 
  • Driver Exclusion - Langauge Added
  • Driver Rating Points - Updates
  • Transfer Discount - Updated

01/15/13 New
02/15/13 Renew 

OCCD128462442

Forms & Endorsements:

  • Automobile Insurance Application
  • Deleting Substitute Transportation 
  • Notice of Cancellation for Collision & Comprehensive
  • Certificate of Mailing
  • Amendment of Policy Provisions (ACV)
08/01/12 New/Renew
PERR128094606
+14.8% 

Complete Manual

Rates and Rules

06/15/12 New/Renew
PERR126964012  +23.5% Rates and Rules 02/15/11 New
03/15/11 Renew 
OCCD126739977   +.23% Rate and Rules

09/13/10 New
10/28/10 Renew

OCCD126739978  Form: Road Protection Coverage Endorsement Revised

09/13/10 New 
10/28/10 Renew 

OCCD126527681  $25 Policy Fee 040/1/10 New/Renew
OCCD10JAN11237   +10.3% Rates 02/12/10 New/Renew
OCCD09JUL29519    Payment Plan Revised from Fixed amount to % of amount charge method 09/10/09 New/Renew
OCCD09JUN19072     Forms and Rules 07/22/09 New/Renew
OCCD09FEB19569     Payment Plans 04/01/09 New/Renew
OCCD09FEB13712     Forms and Endorsements 04/01/09 New/Renew
Initial Filing
2008 CAR Rates +10%
Manual - Rules and Rate Guide and Territory Codes 04/01/09 New/Renew