Question of the Day
Question of the Day

Listing Service for MAIA Members interested in ...

Licensing Study Guides/Tutorial Exams / AAI Self-Study

Video Training Tools (Non CE)
Need to train staff but don't have the time? ...

Video CE Classroom
Check out our programs...

DocuSign...esignature solution
IIABA endorsed product

Company Rate Filings for Auto
MAIA's Review of Company Rate Filings for Auto

Personality Assessment Testing

Informative much more!

On-Site Training
Professional Training Programs brought to your ...


Company Rate Filing Information

Bankers Standard Insurance Company Filings

As of June  2017

The Following are the filings made by Bankers Standard Insurance Company.
Filing No./Overall Rate 
Materials Included Effective Date


  • Massachusetts Personal Injury Protection Coverage – AUTO588 ACE-0617
06/05/17 New/Renew




-       Classification Rule for Panel Trucks, Pick-Ups and Vans, previously on page 4.5, has been moved to page 4.4 with no change in content.

-       Introduce Years Licensed Rating Factor Rule, page 4.5 and add to Rating Sequence, pages 3.2 and 3.3.

-       Revise base rates for CSL, BI, PD, Med Pay, PIP, UM/UIM, Comprehensive and Collision, p. 11.1

Markup of changes

05/08/17 New
07/08/17 Renew 



  • Multi-Car Discount
  • Anti-Theft – Category V-25% Package Credit
  • Installments
04/01/16 New
06/01/16 Renew 




  • Revise base rates for CSL, BI, PD, Med Pay, PIP, UIM, Comprehensive and Collision
  • Revise liability limit factors


  • Incident Free Discount
  • Annual Mileage Credit

Misc. Rule

  • Deductible Insurance
  • Merit Rating

Markup of Changes

03/14/16 New
05/16/16 Renew 



  • Policy – AUTO MA ACE-0814 (ISO POLICY)
  • Agreed Value Coverage – Auto22 ACE-MA-0114
  • Massachusetts Auto Endorsement – AUTO413 ACE-0114
  • Massachusetts – Antique Agreed Value Coverage – AUTO642 ACE-0114
  • Massachusetts – Replacement Cost Coverage – AUTO641 ACE-0114
  • Vehicles Held in Trust of By Legal Entity – AUTO472 ACE-MA 0115
  • Massachusetts Uninsured Motorists Coverage – AUTO586 ACE-0114
  • Massachusetts Underinsured Motorists Coverage – AUTO587 ACE-0114
  • Massachusetts – Personal Injury Protection Coverage – AUTO588 ACE-0114
  • Massachusetts Classic Auto Agreed Value Coverage – AUTO609 ACE-0114
  • Chemical Hazards Exclusion – AUTO629 ACE-0114

Optional Coverage Rules:

  • Agreed Value
  • Classic Auto Coverage
  • Coverage for Electronic Equipment and Accessories
  • Customizing Equipment Coverage for Vans, Pickups and Panel Trucks Only
  • Replacement Cost Coverage
  • Vehicles Held in Trust or by Legal Entity
  • Window Glass Coverage

Miscellaneous Type Vehicle Rule:

  • Golf Carts
  • Antique

General Rules:

  • Automatic Debit of Policy Premium
  • Changes
  • Installments
  • Policy Period
  • Rate and Condition Deviations
  • Rate Revision
  • Whole Dollar Premium
  • Special State Requirements

Mark up of Changes

08/08/15 New
10/08/15 Renew 


  • Base Rates/Rating Factor Tables
  • Mark up of Changes
03/14/15 New
05/14/15 Renew 


  • Installment Rule – ACE Platinum Portfolio Program
07/01/14 New/Renew

Misc. Rules:

  • Uninsured Motorist
  • Underinsured Motorist

Increased Imits

  • Liability
  • Medical Payments

Operator Class
Base Rates/Rating Factor Tables
Limit Factors
Model Year Rating

09/20/13 New
11820/13 Renew 

Complete Producer Manual
Forms & Endorsements: 

  • AUTO413 ACE 1212 MA Auto Endorsement
  • AUTO588 ACE 1212 MA PIP Coverage Endorsement
  • AUTO519 ACE 1212 MA Collision Coverage Waiver of Deductible Endorsement
  • ALL20887 1212 ACE Producer Compesation Practices and Policies

12/01/12 New 
02/01/13 Renew 


Complete Producer Manual
Forms & Endorsements: 

  • Replacement Cost Coverage
  • ACE Group Privacy Statement


  • Agreed Value
  • Replacement Cost Coverage


08/17/12 New
10/17/12 Renew 


Complete Manual
Forms & Endorsements:

  • Policy

09/15/11 New/Renew


Forms & Endorsements:

  • Declarations Page
08/15/11 New/Renew


Complete Manual
Forms & Endorsements:

  • Form Agreed Value Coverage 
08/01/11 New/Renew


Installment Plan 03/14/11 New

Initial Filing
Complete Manual
Forms & Endorsements:

  • Trade or Economic Sanctions Endorsement
  • Policy
  • Additional Interest Corporate Owned Auto
  • Electronic Equipment and Accessories
  • Customized Equipment Coverage
  • Additional Interest - Part II: Your Liability Coverage
  • Loss Payable Clause
  • Agreed Value Coverage
  • Split Liability Limits
  • Split Uninsured Motorists Limits
  • Auto Deductible Reserve - Comp. Coverage
  • Auto Deductible Reserve - Coll. Coverage
  • MA Auto Endorsement
  • Antique Auto Agreed Value Coverage
  • Replacement Cost Coverage
  • Vehicles Held in Trust or by Limited Liability Co.
  • MA Uninsured Motorists Coverage
  • MA Underinsured Motorists Coverage
  • MA Personal Injury Protection Coverage
  • MA Complusory Motor Vehicle Liability Coverage
  • MA Fire, Theft or Larceny Coverage
  • MA Full Collision Coverage
  • MA Limited Collision Coverage
  • MA Named Driver Exclusion
  • MA Auto Consumer Guide
  • MA Consumer Bill of Rights
  • Declarations Page
  • MA Window Glass Coverage
  • MA Classic Auto Agreed Value Coverage

03/14/11 New