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Company Rate Filing Information

Encompass Insurance Company Filings

As of May 2017

The following are the filings made by Encompass Insurance Company.

Filing Identification No. Materials Included Effective Date
ALSE130941319 Groups 03/17

ALSE130532113

+7.6%

Rate:

  • Rate Pages

Markup of Changes

Rule:

  • Marked Up Table of Contents
08/01/16 New/Renew
ALSE130465067 Groups 04/16
ALSE130261876

Rule:

  • Rule 56. Merit Rating Plan - Updated Thresholds

Markup of Changes

11/12/15 New/Renew
ALSE130026203

Rule:

  • Installment Plan
08/01/15 New/Renew

ALSE130037047

+9.9%

Rate/Rule

Rates:

  • Class-Territory Base Rates – Part 1 (A-1)
  • Class-Territory Base Rates – Part 2 (A-2)
  • Class-Territory Base Rates – Part 4 ($5000 PDL)
  • Class-Territory Base Rates – Part 5 (Basic B)
  • Class-Territory Base Rates – Part 7 ($500 Deductible)
  • Class-Territory Base Rates – Part 9 ($500 Deductible)
  • Base Rates – Parts 3, 6 and 12
  • Auto Model Year and Symbol Factors
  • Other Auto Rating Factors
  • Motorcycle Rates

Rule:

  • 26. Miscellaneous Optional Coverages
  • 41. Stated Amount Coverage
  • Territory Pages

Markup of Changes

08/01/15 New/Renew
ALSE129949754 Groups 04/15

ALSE129508743

+4%

Rate:
Motor Vehicle Rate Pages

  • Territory Base Rates
  • Base Rates
  • Future Effective Date Discount
  • Motorcycle Rates
  • Model Year Factors

Rule:

  • Rule 11. Premium Calculation

Markup of Changes

08/01/14 New/Renew
ALSE129484882

Form:

  • Personal Vehicle Sharing Exclusion –
    M-0108-S
  • Medical Payments Endorsement  M-109-S
  • Important Notice – Your Policy has Changed – G1-75134-A Ed. 03-14
  • Private Passenger Automobile Endorsement Alphabetical Index
  • MA Mandatory Endorsement – M-0099-S –
    Ed. 9-11
  • Application for MA Motor Vehicle Insurance
  • Coverage Selections Page
  • Repair/Replacement Value Coverage –
    G1-72833-A Ed. 10-07
  • Accident/Violation Forgiveness Coverage – G1-72832-A Ed. 11-07
  • Auto Loan/Lease Deficiency (GAP) Coverage – G1-72835-A Ed/ 11-07
  • Safety Glass Coverage Endorsement –
    G1-72836-A Ed. 11-07
  • Extended Substitute Transportation Coverage – G1-72834-A Ed. 11-07
08/01/14 New/Renew
ALSE129406320 Groups 04/01/14 New/Renew

ALSE128995885

+6.0%

Rates:

  • Territory Base Rates/Relatives
  • Auto Rating Tier Factors
  • Motorcycle Rates
  • Model Year Factors
  • Editorial Change to TOC

Rule 19. Discounts:

  • Annual Mileage Discount
  • Multi-Car Discount
  • Multi-Policy Discount
  • Property Insurance Policy Discount
  • Future Effective Date Discount
  • New Car Discount
08/01/13 New/Renew
ALSE128898293 Groups 03/26/13 New/Renew
ALSE128615374
-0.400% 
Motor Vehicle Rate Pages - Motorcycles
Rule: 29
 
11/01/12 New/Renew
ALSE128170764
+6.0% 

Rate Revisions to:

  • Parts 1, 2, 4, 5, 7 & 9 Class - Territory Base Rates Including territorial relativities
  • Parts 3, 6 & 12 Base Rates
  • Merit Rating Plan Factors
  • Auto Rating Tier Factors
  • Multi-Policy Discount
  • Good Payer Discount
  • Property Insurance Policy Discount 

 

08/01/12 New/Renew
ALSE128097305 Groups 03/30/12 New/Renew
ALSE127782500 Forms & Endorsements
  • MA Mandatory Endorsement - ACV 
04/01/12 New/Renew
ALSE127380870 Rules: TOC, 19, 46, Misc Rate Page 09/23/11 New/Renew
ALSE127188846 Complete Manual
Rules: 35 
07/01/11 New/Renew
ALSE127072114  +4.4% Rates
Rules: 11, 17, 19, 22, 23, 25, 33, 35, 46, 56
07/01/11 New/Renew
ALSE127119446
ALSE127061180

Groups 05/01/11 New/Renew
04/01/11 
ALSXG126891642 Rule 35
01/01/11 New/Renew
ALSX126560397 Rule 4 - Removed D&E 06/01/10 New/Renew
ALSX126519418 +4.5%

Rates
Rules: 11, 19, 26, 27, 31, 35, 56

06/01/10 New/Renew
ALSX126519414

Forms & Endorsements:

  • Identity Fraud Expense Cov End.
  • Extended Non-Owned Auto End.
06/01/10 New/Renew
ALSX126560397 Rule 4 06/01/10 New/Renew
ALSX126530278 Groups 04/01/10 New/Renew
ALSX09JUL27176 Installment Plan 07/01/09 New/Renew
ALSX09MAR09248 Groups 01/01/09 New/Renew
ALSX08DEC22683    +4.9% Charts
Rates 
Factors 
04/01/09 New/Renew
ALSX110754

Forms & Endorsements:

  • Classic Cars
04/01/08 New/Renew
ALSX110563

Forms & Endorsements:

  • Application
  • Coverage Selections Page
  • Repair/Replacement Value Coverage
  • Accident/Violation Forgiveness Coverage
  • Auto Loan/Lease Deficiency (GAP) Coverage
  • Safety Glass Coverage Endorsement
  • Extended Substitute Transportation Coverage
04/01/08 New/Renew
ALSX110552    -3.4% Complete Manual
Rules
Rates
04/01/08 New/Renew
Initial Filing   
-4.5%
Manual 04/01/08 New/Renew