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Company Rate Filing Information

Esurance Insurance Company

As of June 2017

The Following are he filings made by Esurance Insurance Company

Filing No./Overall Rate Indication. Materials Included Effective Date

ESUR130949941

+8.2%

Rate

NOTHING TO POST WITH FILING.

06/14/17 New
08/03/17 Renew
ESUR130852748

Form:

  • MAP 2016 Edition – 1000 MA 01 17
07/12/17 New/Renew

ESUR130608551

Rule:

  • Symbols
08/10/16 New
09/29/16 Renew 

ESUR130557905

Groups

07/19 New
09/19 Renew 

ESUR130557624

+4%

Rate: Only Exhibits to post

  • Base Rates
  • Limit Factors
  • Discounts & Surcharges
08/10/16 New
09/29/16 Renew 
ESUR130468270

Form:

  • Adverse Decision Notice – 8190 MA 02 16

Markup of Changes

09/21/16 New/Renew
ESUR130374762

Form:

  • Massachusetts Automobile Insurance Policy – 1000MA12/15 (AIB 2015 Edition)
  • Important Notice – 8800 MA 12 15

Markup of Changes

07/13/16 New
08/27/16 Renew 

ESUR130296493

+9%

Rate:

  • P10-Tier

Markup of Changes

Filing Memorandum

02/03/16 New
03/24/16 Renew 
 ESUR130158286 

Forms:

  • Personal Automobile Insurance Application – APP (U) MA 07 15
  • Massachusetts Renewal Terms and Conditions Agreement, Esurance Insurance Company (Auto) – 8080 ® MA 07 15

Markup of Changes

11/11/15
ESUR130106312

Groups 07/19/15 New
09/07/15 Renew
ESUR129977721

Form:

  • DriveSense™ DISCOUNT PROGRAM – 7130 MA 03 15

Markup of Changes

09/23/15 New/Renew
ESUR130053626

Rule:

  • 2014 Model Year Vehicle Symbols

Markup of changes

07/22/15 New
09/10/15 Renew 

ESUR129831663

+5.8%

Rate:

  • Base Rates
  • Territory Factors
  • Years Licensed Factors
  • Garaging = Mailing Zip Code Factor

Rule:

  • P43-Rate Capping

Filing Memorandum

01/28/15 New
03/19/15 Renew 
ESUR129677212

Forms & Endorsements:

  • Esurance DriveSafe ® Program –
    8700 MA 05/14
12/17/14 New/Renew
ESUR129403290

Forms & Endorsements:

  • Personal Vehicle Sharing Exclusion – M-108-S (Ed. 10/13)
  • Massachusetts Forms List – Current/New

10/01/14 New

ESUR129474384

Forms & Endorsements:

  • Policy Declarations Page – Personal Auto Policy – 7000 MA 02 14
  • MA Notice of Transfer of Insurer – 8810 MA 02 14
07/23/14 New/Renew

ESUR129560842
+4.1%

Rate: 

  • Base Rates
07/23/14 New
09/01/14 Renew 
ESUR129473784

Rule:

  • Symbols
  • Proposed vs. Current Symbol Comparison

07/23/14 New
09/01/14 Renew

ESUR129540657

Groups

07/19/14 New
09/07/14 Renew 

ESUR129441364

Forms & Endorsements:

  • Personal Automobile Insurance Application – APP (U) MA 02 14
  • Mark up of Changes

05/15/14 New
10/01/14 Renew 

ESUR129368249

Forms & Endorsements:

  • Medical Payments Endorsement – M-109-S
05/15/14 New
07/04/14 Renew 
ESUR128770845 

Manual of Rules:

Rule - General:

G01. Definition of Private Passenger Auto
G02. Reserved for Future Use
G03. Vehicle Inspections
G04. Binding
G05. Severe Weather Binding Restrictions
G06. Cancellation Rules
G07-G08. Reserved for Future Use

Rule—Policy:

P01. Policy Period
P02. Rating Territory
P03. Garaging=Mailing Zip Code Factor
P04. Named Operator Coverage
P05. Liability and Physical Damage Increased
  Limits
P06. Physical Damage Deductibles
P07. Core Discounts
P08. Unacceptable Risk Rate
P09. Market Tier Classification
P10. Tier
P11. Reserved for Future Use
P12. Premium Calculation
P13. Minimum Premium Rule
P14. Lower Downpay Charge
P15-P19. Reserved for Future Use
P20. Base Rate
P21-P22. Reserved for Future Use
P23. Time at Residence Discount
P24. Future Effective Date Discount
P25. Paypal Discount
P26. Group Marketing Discount
P27. Fast 5 Discount
P28-P30. Reserved for Future Use
P31. Switch and Save ™ Discount
P32. Claim-Free Discount
P33. On-Time Payment Discount
P34. Emergency Roadside Service Discount
P35. Driving Device Discount
P36-P42. Reserved for Future Use
P43. Rate Capping
P44. Preferred Customer Discount

Rule—Driver:

D01. Reserved for Future Use
D02. Driver Vehicle Factor
D03. Reserved for Future Use
D04. Driver Classification
D05. Driving Records Points
D06. Financial Responsibility Filings
D07. Reserved for Future Use
D08. Permit Rating
D09. Reserved for Future Use
D10. Named Driver Exclusions
D11. Nature Driver Discount
D12. Good Student Discount
D13-D21. Reserved for Future Use
D22. Driver to Vehicle Assignment

Rule—Billing:

B01. Financial Responsibility Fee
B02. Installment Fee
B03. Late Payment Fee
B04. Reserved for Future Use
B05. Loss Payee Notification Fee
B06. Paper Document Fee
B07. Reserved for Future Use
B08. Driving Device Restocking Fee
B09-B12. Reserved for Future Use
B13. Fee Table
B14. Expense Constant
B15-B18. Reserved for Future Use

Rule—Vehicle:

V01. Symbols
V02. Vehicle Use Definitions
V03. Model Year
V04. Vehicle Use Charge
V05-V15. Reserved for Future Use
V16. Vehicle Title Transaction Factor

Rule—Coverage:

C01. Bodily Injury
C02. Optional Bodily Injury
C03. Damage to Someone Else’s Property
C04. Personal Injury Protection
C05. Medical Payments
C06. Uninsured/Underinsured Motorists Bodily
  Injury

C07. Other Than Collision, Collision and Limited
  Collision

C08. Carmatch Rental Coverage
C09. Towing and Labor
C10. Customized Parts and Equipment
C11. Loan/Lease Gap Coverage
C12. Agreed To Amount Coverage

Forms & Endorsements:

  • MA Mandatory Endorsement – M0099-S (ED. 9-11)
  • Transportation of Fellow Employees, Students or Others – M0004-S (ed 04/08)
  • Coverage for Anyone Renting an Auto to You Additional  Insured – Lessor - 6200 MA 10 12
  • Operator Exclusion Form - 56000 MA 10 12
  • Waiver of Deductible - 6360 MA 10 12
  • Agreed Amount Coverage – Comprehensive – MPY- 0034-S (Ed. 04-08)
  • Glass Deductible – Comprehensive –
    6370 MA 10 12
  • Amendment of Policy Provisions – Massachusetts:
    Part 10: Substitute Transportation  - Carmatch Rental Coverage ™ - 6300 MA 10 12
  • Amendment of Policy Provisions - Massachusetts: Part 11: Towing & Labor – 6400 MA 10 12
  • Amendment of Policy Provisions - Massachusetts:
    Custom Parts & Equipment Coverage –
    6410 MA 10 12
  • Amendment of Policy Provisions - Massachusetts:
    Auto Loan/Lease Coverage – 6420 MA 10 12
  • Policy Declarations Page – Personal Auto Policy – 7000 MA 10 12
  • 10. DriveSense ™ Discount Program –
    7130 MA 10 12
  • U.S. Treasury Department Office of Foreign Assets Control Advisory Notice – 8150 MA 10 12
  • Adverse Decisions Notice – 8190 MA 10 12
  • Massachusetts Notice of Transfer of Insurer – 8810 MA 10 12
  • Personal Automobile Insurance Application –
    APP MA 12 12
  • Personal Automobile Insurance Application –
    APP (P) MA 12 12
  • Massachusetts Renewal Notice –
    8080 (R)MA 12 12
  • Notice of Cancellation – MA CN XX 04 13
  • Notice of Nonrenewal – MA NR XX 04 13
  • Notice of Null Contract – MA NL XX 04 13
  • Notice of Rescission – MA RS XX 07 13
07/16/13  New   

ESUR128811081

Payment Plan

07/16/13 New

ESUR128813190
Group

07/16/13 New

 

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