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Company Rate Filing Information

Preferred Mutual Filings

As of March 2017

The following are the filings made by Preferred Mutual.

Filing Identification No. Materials Included Effective Date
PMUT130884849

Rule:

  • Corrections to model year and symbol relativity pages for Comprehensive and Collision coverage.
  • adding factors for model years 1989 and prior with symbols 18 through 21.
04/01/17 New
07/01/17 Renew 
PMUT130434830

Rule:

  • Rule 56. Merit Rating  
03/01/16 New/Renew

PMUT129896934

-1.130%

Form/Rate/Rule

Form:

  • Personal Vehicle Sharing Exclusion – M-0108-S (Ed. 10-13)
  • Medical Payments Endorsement – PM-109-S (Ed 12-13)
  • Massachusetts Automobile Insurance Policy – MAAP 2015 (Seventh Edition (1-00)
  • Massachusetts Personal Automobile Application – MAIA 2015 Printed 7/22/2015
  • Massachusetts Renewal Form – MARF 2015
  • Coverage Selections Page – MASEL 2015
  • Personal Policy – PERSJCKT (07-15)
  • Important Policyholder Information – The Fair Credit Reporting Act – ON-1896P (01-14)

Rate:

  • Miscellaneous Rating Factors

Rule:

  • Rule 7. Policy Period
  • Rule 11. Premium Calculation Rule
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts
    • Public Transit – No longer applies
    • New Business Credit
    • Loyalty Credit
    • Account Credit with PMIC
    • Account Credit with Fair Plan or Other Company
    • Anti-Lock Brake Discount
  • Rule 22???  Rating Vehicles with Symbols 27 – Model Years 2010 and Prior
  • Rule 22??? Non-Symbolled Vehicles – Model Year 2011 and Subsequent
  • Rule 23. High Theft Vehicles – No longer applies
  • Rule 24. Extra Risk Rate – No longer Applies
  • Rule 25. Vehicle Series Rating
  • Rule 28. Private Passenger Classification
  • Symbol factors - Collision Part 7 Deductible Pages
  • Symbol factors – Comprehensive

Markup of Changes

11/01/15 New

03/01/16 Renew

PMUT130065186

Rule:

  • Billing Plan

Markup of Changes

06/15/15 New/Renew
PMUT129106247

Forms & Endorsements:

  • Important Notice to Policyholders
10/01/13 New/Renew
PMUT129024977 Fees 07/01/13 New/Renew
PMUT128922105

Rates
Model Year Physical Damage
Territory Definition City of Boston 

 10/01/13 New/Renew
PMUT128669543 Rules: 11.5, 57 10/20/12 New/Renew
PMUT128340720 Preferred Premium Adjustment 08/01/12 New
09/01/12 Renew
PMUT127889860  +7.0%


Rates
Misc. Rating Factors
Rules: 7, 11, 19, 20, 25, 41, 
Forms and Endorsements:

  • Application
04/01/12 New/Renew
PMUT128136204

Forms and Endorsements

  • Amendment of Policy Provision 11/11
04/12/12 New/Renew
PMUT127710493

Forms and Endorsements:

  • MA Mandatory End. - ACV
04/01/12 New/Renew
PMUT127295550  +1.920%

Rates
Misc. Rating Factors
Rules: 7, 11, 29
Forms and Endorsements:

  • Application
11/01/11 New/Renew
PMUT127149977 Installment Payment Plan 11/01/11 New/Renew
PMUT126587379

Forms and Endorsements:

  • Important Policyholder Information Form
03/01/11 New/Renew
PMUT126873951  +9.81%

Rules: 20, 29, 50, 
Misc. Rating Factors 
Rates

04/01/11 New/Renew
PMUT126392776
-0.92%
Complete Manual - marked
Rates
Misc. Rating Factors
Rules:  7, 11, 18, 19, 20, 23,26, 28, 29, 42, 44, 50, 54, 56, 57
06/01/10 - New/Renew
PMUT117417

Complete Manual
Definitions of Your Auto Changed (pg. 62)
Rates
Forms and Endorsements:

  • Policy
  • Coverage Selections Page
  • Application 
  • Privacy Notice
  • Agreed Amount - Comp
  • Antique Auto
  • Additional Insured - Lessor
  • Customized Vans & Pickups
  • Excess Electronic Equipment
  • $100 Glass Deductible
  • Guest Occupants Exclusion
  • Operator Exclusion 
  • Trust
  • OEM
  • Other Optional Insurance:
    • Fire, Lightning & Trans
    • Theft
    • Combined Addt'l
  • Stated Amount
  • Suspension of Coverage and Reduction of Limits
  • Transportation of Fellow Employees & Students...
  • Use of Other Auto - Broad Form
  • Waiver of Deductible
  • Renewal Form
  • Named Non-Owner Coverage
  • Amendment of Policy Provisions - MA
  • Comm of MA or Metropolitan Disctrict Commission Employees Using non-owned autos
  • Federal Empl. Using non-owned autos
  • MA Mandatory Endorsement
  • Mobile Home
  • Non-Renewal - Motorcycle RV & Trailers
  • Restriction of PIP for Empl WC
  • Substitue Transportation
04/01/09 - New Business
PMUT08NOV07380

Rules: 7, 11, 18, 19, 26, 28, 29, 42, 50, 54, 56, 57, Misc. Rating Factors

04/01/09 - New Business