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Company Rate Filing Information

Privilege Underwriters Reciprocal Exchange (PURE)

As of June 2016

The following are the filings made by PURE:

Filing No./Overall Rate Indication. Materials Included Effective Date

PRIV130466671

+9.9%

Rate:

  • Base Rates

Markup of Changes
Explanatory Memorandum

08/13/16 New
10/12/16 Renew 
PRIV129541536 Symbol Factors 07/12/14 New/Renew
PRIV128855580

Payment Plan

05/04/13 New
PRIV128751166

Rules:

 1. Massachusetts Automobile Insurance Policy Eligibility

2. Coverage and Limits

3. Mandatory Offer of Coverage

4. Reserved for Future Use

5. Residence and Location

6. Out-of-State Garaging

7. Policy Period

8. Changes

9. Reserved for Future Use

10. Certified Risks – Financial Responsibility Laws

11. Premium Calculation Rule

12. Premium Rounding Rule

13. Reserved for Future Use

14. Deposit Premium Rule

15. Employers Subject to Massachusetts Workers Compensation Act

16. Deductibles – Collision, Limited Collision, and Comprehensive

17. Substitute Transportation

18. Termination of Insurance

19. Discounts

20. Vehicle Liability Symbols

21. Model Year Rating

22. Non-Symbolled Vehicles and Rating Vehicles for which Symbols are not shown on the Rate Pages

23.  Reserved for Future Use

24. Extra-Risk Rating (Collision and Comprehensive)

25. Vehicle Usage (index shows Reserved for Future Use, but a Rule is listed in Manual)

26. Additional Company Rating Rules

27. Private Passenger Definition

28. Private Passenger Classifications

29. Reserved for Future Use

30. Personal Injury Protection – Deductible Form

31.  – 38. Reserved for Future Use

39. Miscellaneous Vehicles

40.-48. Reserved for Future Use

49-53. Reserved for Future Use

54. Anti-Theft Device Standards and Discounts

55. Reserved for Future Use

56. Merit Rating Plan

57-58. Reserved For Future Use

Forms & Endorsements:

  • Additional Insured – Lessor -
    PFA-012-GEN (12/2012)
  • Private Fleet Auto Policy Index –
    PFA- 998-GEN (12/2012)
  • Customizing Equipment Coverage –
    PFA-014-GEN (12/2012)
  • Miscellaneous Type Vehicle Endorsement –
    PFA-009-GEN (12/2012)
  • Private Fleet Automobile Policy –
    PFA-997-GEN (01/2012) (ISO Policy)
  • Single Liability Limit – PFA-007-GEN (12/2012)
  • Snowmobile Endorsement –
    PFA-015-GEN (12/2012)
  • Extended Towing and Labor Costs Coverage –
    PFA-011-GEN (12/2012)
  • Loss Payable Clause – PFA-013-GEN )12/2012)
  • Single Underinsured Motorists Limit – Massachusetts – PFA-018-GEN (03/2013)
  • Single Uninsured Motorists Limit –
    PFA-017-GEN (12/2012)
  • Amendment of Private Fleet Automobile Provisions – Massachusetts – PFA-001-MA (03/2013)
  • Collision Coverage Waiver of Deductible – Massachusetts – PFA-044-MA (03/2013)
  • Compulsory Motor Vehicle Liability Coverage – Massachusetts – PFA-045-MA (07/2012)
  • First Theft or Larceny Coverage – Massachusetts – PFA-046-MA (03/2013)
  • Limited Collision Coverage – Massachusetts –
    PFA – 047-MA (03/2013)
  • Massachusetts Named Driver Exclusion Acknowledgement – PFA-022-MA (07/2012)
  • Named Driver Exclusion – Massachusetts –
    PFA-021-MA (03/2013)
  • Other Than Collision Coverage Glass Deductible – Massachusetts – PFA-048-MA (03/2013)
  • Personal Injury Protection Coverage – Massachusetts – PFA-051-MA (03/2013)
  • Underinsured Motorists Coverage – Massachusetts – PFA-0430MA (03/2013)
  • Uninsured Motorists Coverage – Massachusetts – PFA-0420MA (03/2013)
  • Private Fleet Auto Policy Declarations –
    PFA-999-MA (07/2012)
  • Application for Insurance – PFA-100-MA (02/2013)
  • Notice of Cancellation of Insurance – PC96293609303132133MA42009
  • Notice of Non-Renewal of Insurance – PN343817430916401842MA42009

 

05/04/13 New