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Company Rate Filing Information

Safety Filings

As of June 2017

The following are the filings made by Safety.

Filing No./Overall Rate Indication. Materials Included Effective Date

SFTY130959079

+3.6%

Safety Ins. Co. – Rate Impact – +3.6%
Safety Indemnity – Rate Impact 0
Safety P&C – Rate Impact 0
Rate/Rule

Rule:

  • Complete Manual of Rules
  • Rule 21. Years Licensed Rating Factor
  • Rule 42. Low Speed
  • Rule 49. Named Non-Owner Policy

Rates:

  • All Rates

Markup of Changes

07/15/17 New/Renew
SFTYY130939282 Groups 03/17
SFTY130862138

Rule:

  • Billing Guidelines – Eff. 04/2017

Markup of Changes

04/01/17 New/Renew

SFTY130725255

-.16%

Safety Insurance Company

Safety Indemnity Ins. Co.


Safety Property & Casualty Ins. Co.


Form/Rate/Rule


1. Adopt the New MAIP Rate Level for “Rating Plan B”.


2. Expand our Agency Loyalty Discount and E-Customer Discounts.


3. Changes to our Tiering Structure and Tier Factors.


4. Update our Model Year Symbol Tables for Model Year 2018 for both rating plans “A” and “B”.


5. New Rule 43. for rating Low Speed Vehicles.


Form:

Complete Manual of Rules

  • Medical Payments Endorsement – SMP 002 01 17
  • Advisory Notice to Policyholder Restrictions and/or Reduction of Coverage

Rule:

  • 2017 MA Private Passenger Auto Ins. Manual – Eff. 01/01/17
  • Rule 2. Coverages and Limits
  • Rule 4. Standard Procedures
    • Transfer of Insurer (10 days after receiving payment)
  • Rule. 10. Certified Risks – Financial Responsibility Laws
    • Additional Premium Percentages
  • Rule 12. Whole Dollar Premium Rule
  • Rule 13. Installment Payment of Premiums
  • Rule 14. Deposit Premium Rule
  • Rule 15. Employers Subject to Massachusetts Workers’ Compensation Act
  • Rule 16. Deductibles – Parts 7, 8 and 9
  • Rule 17. Substitute Transportation
  • Rule 18. Termination of Insurance
  • Rule 19. Discounts
    • Renewal Credit - Removed
    • Agency Loyalty Discount
    • Mono-line e-Customer
  • Rule 20. Model Year Rating
  • Rule 23. High-Theft Vehicles
  • Rule 24. Extra-Risk Rating (Collision and Comprehensive)
  • Rule 25. Vehicle Series Rating
  • Rule 26. Rating Plan and Tier Placement Guidelines
  • Rule 27. Private Passenger Definition
  • Rule 29. Reserved for Future Use
  • Rule 30. Personal Injury Protection  Deductible Form
  • Rule 31. Transportation of Fellow Employees
  • Rule 42. Low Speed Vehicles
  • Rule 55. Pre-Insurance Inspection Program - Removed

Rate:

  • All Rates for Rating Plan A & B
  • MY Symbols

Markup of Changes

01/01/17 New/Renew
SFTY130798686

Form:

  • MAP Eighth Edition (04-08)- Updated Signature Page only.
12/15/16 New/Renew
SFTY130607741 Safety Ins. Co
Safety Indemnity Ins. Co.
Safety Property & Casualty Ins. Co.
Form:
  • Notice of Cancellation – P050D 07 16
  • Notice of Cancellation – P050X 07 16
  • Notice of Cancellation – P051 07 16 
08/01/16 New/Renew
SFTY130437455 Safety Ins. Co. – Rate Impact:  +5.8%
Safety Indemnity Ins. Co. – Rate Impact:  0
Safety P&C Ins. Co. – Rate Impact: 0

 

Form/Rate

(1)   increases to base rates;

(2)   revisions to class plan factors;

(3)   revisions to merit rating adjustment factors;

(4)   revisions to tier factors;

(5)   revisions to collision deductible factors and property damage increased limit factors;

(6)   removal of the hybrid vehicle discount;

(7)   the introduction of discount capping;

(8)   revisions to symbol relativities for higher valued vehicles and the introduction of symbols for model year 2017; and

(9)    the introduction of a new telematics program discount Rule

Form:

  • Personal Auto Coverage Selections Page – 2016 ed.
  • 2016 Manual of Rules -  Effective 07/15/16  (This is not a complete manual)
  • Discounts
    • Deleted Hybrid Automobile Discount
    • Merit Rating Plan Discount for 5 years incident free is 8%
    • Rule 11. Premium Calculation Rule
    • Rule 19. Discounts –
      • D. Age 65 and Older Discount – Removed Language
      • J. Hybrid Automobile Discount - Removed
    • Tire Factors
    • Rule 28. Removed language on calculations for class 50-57.
    • Rule 55. Pre-Insurance Inspection
    • Rule 56. Merit Rating

Markup of Changes
Rates with Markup of Changes

07/15/16 New/Renew
SFTY130477226 Groups 04/16
SFTY130355845

Safety Ins. Co.
Safety Indemnity Ins. Co.
Safety P&C Ins. Co.
Form:

  • Notice of Reinstatement – PO56X 12 15
01/26/16 New/Renew
SFTY130293277 Safety Ins. Co.
Safety Indemnity Ins. Co.
Safety P&C Ins. Co.
Form:
  • Notice of Cancellation – Non-Payment of Premium – PO5OD 12/15
  • Notice of Cancellation – Failure to Obtain a Valid MA Registration or MA Operators License – PO5OX 12 15
  • Notice of Cancellation – Non-Payment of Premium – PO51 12 15
  • Notice of Reinstatement – Non-Payment of Premium – PO57 12 15
  • Notice of Non-Renewal – Due to Claims History in the Past Year – PO62 12 15
  • Notice of Non-Renewal – Due to Claims History in the Past Year – PO63 12 15
  • Notice of Expiration of Policy Assignment – PO64 12 15

Markup of Changes

01/26/16 New/Renew

SFTY129840196

+3.8%

Rate/Rule

  • Basic Package Adjustment Factor
  • Rating Plan B
  • Tier Factor Table
  • Merit Rating Table
  • Rating tables (Coverage parts)
  • COL Model Year Symbol
  • OTC Model Year Symbol
  • High Theft Vehicle List

Markup of Changes

06/01/15 New/Renew
SFTY129952285 Groups 04/15
SFTY129690883

Rule:

  • Rule 19. Discount – Account Credit

Mark up of Changes

10/06/14 New/Renew

SFTY129447589

Forms & Endorsements:

  • Advisory Notice to Policyholder Restrictions and/or Reduction of Coverage – PHN 029 07 14

Markup of Changes

09/01/14 New/Renew
SFTY129358782

Rule:

  • Rule 19. Discount – G. Safety Account Credit

Mark up of Changes

07/19/14 New/Renew
SFTY129334338

Formss & Endorsements

  • Medical Payments Endorsement –
    SMP 002 05 14
  • Advisory Notice to Policyholder – Restrictions and/or Reductions of Coverage
  • Forms Index
  • Mark up of Changes
07/01/14 New/Renew
SFTY129361890

Forms & Endorsements:

  • Notice of Expiration of Policy Assignment – P064 06 14
06/01/14 New/Renew
SFTY129198519

Rate/Rule:

  • Complete Manual of Rules/Rates
  • Mark up of Changes
  • Rule 26. Rating Plan and Tier Placement Guidelines
  • Rule 56. Merit Rating
  • Removed Substitute Transportation Coverage Endorsement – M-8185-S (ed 01-91)
05/01/14 New/Renew
SFTY129420046

Rule:

  • Rule 11. Premium Calculation
    • Base Package Adjustment Factor

Mark up of Changes:

  • Rule 23. High Theft Vehicles
  • Rule 25. Vehicle Series Rating
  • Rule 26. Rating Plan and Tier Placement Guidelines
  • Rule 32. Pick-ups, Vans and Similar Type Vehicles
  • Rule 39. Motor Homes/Camper Bodies
  • Rule 11. Premium Calculation Rule
05/01/14 New/Renew
SFTY129401216
SFTY129436358
Groups 04/01/14
04/01/14 
SFTY129175575

Forms & Endorsements:

  • Personal Vehicle Sharing Exclusion Massachusetts Endorsement
11/01/13 New/Renew
SFTY129028594
-0.280% 
Rule. 19 11/01/13 New/Renew
SFTY128827729
-0.20%
Complete Manual of Rules
Rules: 11, 18, 19, 26, 28 
07/01/13 New/Renew
SFTY128930663 Groups 04/01/13 New/Renew
SFTY128795312
SFTY128136415
Groups 12/31/12 New/Renew
04/01/12 
SFTY128658064

Rules: 19, 56
High Theft Vehcile List

Forms & Endorsements:

  • Merit Rating Plan Statement
12/01/12 New/Renewl
SFTY128565997

Rates:
New Policyholder tier and corresponding manual pages for the following:

  • Base Rates for Parts 1, 2, 4, 5, 7 & 9
  • Increased limits for parts 3, 6 & 12
  • Motorcycle Rates
Rules: 49, 50
Amending Territory Definitions for City of Boston Zip Codes 
11/01/12 New/Renew
SFTY128521184

Forms & Endorsements

  • Suspension of Coverage & Reduction of Limits
  • Important Insurance Notice
09/17/12 New/Renew
SFTY128316585
+.280%

Rates:

  • Merit Rating Adjustment Factors
  • Use two symbols for rating physical damage
Rules 11, 19, 56
Misc. Rating Factors Page 
11/01/12 New/Renew
SFTY128355779 Rules: 10, 49, 50, 55 07/03/12 New/Renew
SFTY128153263

Forms & Endorsements:

  • Safety Shield Endorsement - SSA 001
  • Safety Shiled Plus Endorsement - SSA 002
  • Auto Loan/Lease GAP Coverage Endorsement SLL 002
05/05/12 New/Renew
SFTY128043838  +3.56% Rules: 11, 19, 22, 26, 28, 44, 56
Rate Pages & Miscellaneous Rating Pages
New Policy Tier Updated 
05/15/12 New/Renew
SFTY128082565

Forms and Endorsements:

  • Amendment of Policy Provisions
04/01/12 New/Renew
SFTY127383348

Forms and Endorsements:

  • MA Mandatory End (ACV)
04/01/12 New/Renew
SFTY127849037  +.690% Rate
Rules: 22, 26, Misc. Rating Factors
03/01/12 New/Renew
SFTY127795168
SFTY127292430
SFTY127262077
SFTY127126593
SFTY127071056
Groups 11/30/11 New/Renew
08/01/11
07/08/11 
05/06/11
04/01/11  
SFTY127182699 Rule 56 11/01/11 New/Renew
SFTY127374944

Forms and Endorsements:

  • Supplemental Application
  • Application
10/15/11 New/Renew
SFTY127039365 Complete Manual
Rules:  1, 2, 3, 4, 11,  14, 15, 16, 18, 19, 24, 25, 26, 32, 34, 39, 41, 45, 46, 47
09/01/11 New/Renew
SFTY127073988

Forms and Endorsements:

  • Safety Shield Plus
  • Safety Shield
  • Application

Rules: 59, 61 

07/01/11 New/Renew
SFTY126949087
+3.9%
Rules: 11, 18, 20, 22, 25, 41, 45, 50, 56, 
Rates
05/15/11 New/Renew
SFTY126910543  -0.210% Rule 19, Misc. Rating Factors 01/15/11 New/Renew
SFTY126764686
SFTY126697036
SFTY126568392
SFTY126522080

Groups 09/01/10 New/Renew
07/20/10
04/15/10
04/01/10 
SFTY126637943 

Forms and Endorsements:

  • Coverage Selections Page
07/01/10 New/Renew
SFTY126504838  -10.2% Motorcycle Rates 06/17/10 New/Renew
SFTY126603523  -.05% Rules: 19, Misc. Rating Factors 06/15/10 New/Renew
SFTY126559175 Rule 55 06/01/10 New/Renew
SFTY126461452
+1.94
%

Complete Manual
Rates

4/19/10 New/Renew
SFTY09NOV05006

Forms and Endorsements:

  • Coverage Selections Page
01/01/10 NewRenew
SFTY126347942  +.4% Rates
Rules: 11, 19, 20, 26, 49, 56, 60
01/01/10 New/Renew
SFTY09AUG20329

Forms and Endorsements:

  • Cancellation
  • Reinstatement
  • Non-Renewal
  • Cancellation Confirmation
10/19/09 New/Renew
SFTY09AUG04430 Installment Fee Changes 10/01/09 New/Renew
SFTY09JUL30379    +2.9% Rule: 19, Misc. Rating Factors 10/01/09 New/Renew
SFTY09MAY29669

Forms and Endorsements:

  • Coverage Selections Page
08/01/09 New/Renew
SFTY09MAY18697 Rate 07/15/09 New/Renew
SFTY09MAY28498 Group 06/01/09 New/Renew
SFTY09APR15768
-.315%
Rules: 11, 19, 26, 60,  Misc. Rating Factors 06/01/09 New/Renew
SFTY09MAR09299 Groups 04/01/09 New/Renew
SFTY09JAN23521
 -0.045%
Complete Manual
Rules: 18, 19, 26, 48, 54, 
Rates
Misc. Rating Factors 
04/01/09 New/Renew
SFTY116413 Rules: 19, Misc. Rating Factors 10/15/08 New/Renew
SFTY111927
-0.2%

Rule: 19
Forms and Endorsements:

  • Safety Shield Enhancements 
05/01/08 New/Renew
SFTY110795

Forms and Endorsenents:

  • Safety Advanced Driver Training
04/01/08 New/Renew
Initial Filing    -6.3% Complete Manual 04/01/08 New/Renew