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Company Rate Filings for Auto
MAIA's Review of Company Rate Filings for Auto

 

Company Rate Filing Information

Vermont MutualFilings

As of June 2017

The following are the filings made by Vermont Mutual.

Filing No./Overall Rate Indication. Materials Included Effective Date
VERM131052217

Form:

AIB Operator Exclusion Form M-0106-S (02/17)

The Vermont Mutual Insurance Company is filing to adopt, without modification, AIB's revised Operator Exclusion Form- M-0106-S (Ed. 02/17), which AIB recently filed under SERFF tracking #AIBM-130842727. Our current endorsement, M-0106-S (04/08) was previously adopted under PA-20-08104 (State tracking #114902).

In compliance with M.G.L. 175, §§18 AND 192: We consistently use a Coverage Selections Page as the first page of all Personal Auto contracts, endorsements or amendments. The Coverage Selections Page contains the company name. Our

Coverage Selections Page was recently revised and re-filed under company filing #PA-20-11128 / State tracking #11SEP23-449 / SERFF tracking #VERM-127643449.

NOTHING TO POST WITH FILING

09/01/17 New/Renew

VERM130813957

+3%

Rate/Rule
Rate:

  • Class – Territory Base Rates
  • Increased Limit Factors
  • Deductible Factors
  • Model Year/Symbol Factors
  • Stated Amount Rating
  • Misc. Rating Factors
  • Misc. MV

Rule:

  • Rule 19. Discounts:
    E. Support Policy Discount
    F. Renewal Discount
    H. Hybrid Automobile Discount
  • Rule 56. Merit Rating Plan

Markup of Changes

05/01/17 New/Renew
VERM130577220

Rule:

  • Payment Plans

Markup of Changes

10/01/16 New/Renew
VERM130630341

Rate/Rule:

Rate:

  • Miscellaneous Rating Factors

Rule:

  • G. Student Discount
    • Good Student Discount
    • Away at School Discount

Markup of Changes

07/08/16 New/Renew

VERM130362153

+.3%

Rate/Rule

Rate:

  • Territory Base Rates
  • Other Coverages Base Rates
  • Increased Limit Factors
  • Deductible Factors
  • Model Year Symbol Factors
  • Stated Amount Rating
  • Miscellaneous Rating Factors
  • Miscellaneous Motor Vehicles

Rule:

  • Rule 19E. Support Policy Discount
  • Rule 11. Premium Calculation Rule
  • Rule 63. Years Licensed Rating
  • Rule 62. Years Licensed Non-Multi Car Surcharge

Markup of Changes

05/01/16 New/Renew
VERM130347093

Rule:

  • Rule 2. Coverages and Limits
    • Medical Payments Endorsement
  • Rule 4. Standard Procedures
    • Removed Renewal Form Requirement
    • Transfer of Insurer is Revised
  • Rule 29. Personal Vehicle Sharing Endorsement
  • Rule 56. Merit Rating Plan
  • Withdrawn pages

Markup of Pages

02/01/16 New/Renew
VERM130154551

Rule:

  • Territory Codes

Markup of Changes

08/21/15 New/Renew

VERM129888882

-3.2%

Rate/Rule:
Rate:

  • Class Territory Base Rates
  • Other Coverage Base Rates – Same for All Class/Territories
  • Increased Limit Factors
  • Deductible Factors
  • Model year/Symbol factors
  • Stated Amount Rating
  • Miscellaneous Rating Factors
  • Miscellaneous Motor Vehicles

Rule:

  • Rule 11. Premium Calculation Rule
  • Rue 19. Discounts
    • E. Support Policy Discount
    • I. Years Licensed Discount
    • L. Advanced Shopper Discount
  • Rule 26. Tier Placement Guidelines
  • Rule 61. Unsupported Non-Multi Car Surcharge

Markup of Changes

05/01/15 New/Renew

VERM129343844

+2.9%

Form/Rate/Rule
Forms & Endorsements:

  • Medical Payments Endorsement – M-109-S (ed. 11-13)

Rates:

  • Class-Territory Base Rates
  • Other Coverage Base Rates
  • Increased Limit Factors
  • Deductible Factors
  • Model Year/Symbol Factors
  • Stated Amount Rating
  • Misc. Rating Factors

Rule:

  • Rule. 19. Discounts - Revised
    • A. Multi Car Discount
    • E. Support Policy Discount
    • I. Years Licensed Discount
  • Rule 26. Tier Placement Guidelines
  • Mark up of Changes
05/01/14 New/Renew
VERM129350377

Rule:

  • Transition Rating Rule
01/27/14 New/Renew
VERM129187209

Forms and Endorsements:

  • Personal Vehicle Sharing Exclusion
01/01/14 New/Renew
VERM129250548

Rule:

  • City of Boston Territory Codes
12/01/13 New/Renew
VERM129036989

Forms and Endorsements:

  • Suspension of Coverage and Reduction of Limit Endorsement
08/01/13 New/Renew
VERM128989856

Rule 55

Forms and Endorsements:

  • Removed Pre-Insurance Inspection Form
06/01/13 New/Renew
VERM128924640 Rule 19 05/01/13 New/Renew
VERM128803385  +5.7% Rates
Rules: 11, 19, 28 
05/01/13 New/Renew
VERM128881453

Forms & Endorsements:

  • Notice of Cancellation
04/01/13 New/Renew
VERM128794936 Late Fee 04/01/13 New/Renew
VERM128166503 Rule 19 06/01/12 New/Renew
VERM128160257

Forms and Endorsements:

  • Vermont Mutual Auto Advantage
06/01/12 New/Renew
128024641

Forms and Endorsements:

  • MA Mandatory Endorsement

Nothing to post included in filing

04/01/12 New/Renew
VERM127643449  +7.5%

Rules: 11, 19, 21, 22, 26, 27, 41, 56, 
Rates
Forms and Endorsements:

  • Coverage Selections Page
  • Application
01/01/12 New/Renew
VERM127152106 Rates 07/01/11 New/Renew
VERM127050743 Rules: 20, 22, 25  07/01/11 New/Renew
VERM126836311

Forms and Endorsements:

  • Exempt Waiver of Pre-Insurance Inspection
11/01/10 New/Renew
VERM126721147 Rule 55 11/01/10 New/Renew
VERM126646896

Forms and Endorsements:

  • VM Auto Advantage 
10/01/10 New/Renew
VERM126659310  +7.9% Rates 10/01/10 New/Renew
VERM126625550

Forms and Endorsements:

  • Coverage Selections Page
09/01/10 New/Renew
VERM09JUN24451 Rule 19  09/01/09 New/Renew
VERM09MAR05682

Forms and Endorsements:

  • VM Auto Advantage Endorsement
06/01/09 New/Renew
VERM09FEB27127

Forms and Endorsments:

  • Cancellation
  • Non-Renewal
03/24/09 New/Renew
Initial Filing
Adopted Safety Rate Filing
Complete Manual
Rules: 1, 2, 7, 11, 12, 16, 17, 18, 19, 21, 30, 33, 39, 40, 44, 45, 46, 49, 50, 56, 59, 60
Billing Pay Plans 
11/01/08
New Business