Personal Lines Issues
So ...you KNOW the HO policy ...now let's look at certain issues more specifically....

• The personal trust ...what to do under the HO policy ... each ISO edition has its OWN version of what to do!HO-91 v. HO-2000 v. HO-2011
  What to do about the auto ...personal or commercial?
• Leased property ...and the homeowners ...
  • Tenants exposure to leased apartment
  • leased or rented contents and the HO policy
• The importance of bylaws in determining insurance - can you really insure a unitowner without looking at them
• Additional living expense ...what expenses should be covered ...when coverage is activated
• Ordinance or law ...how to explain it ...why you want to sell more
• Risk management and the HO policy ...a review of identification steps ...and then a case study to put it all together  
  

See you there!