WC Classification
*This question was answered based on current rules, regulations & statutes in effect as of March 2024. Question I have an insured who operates a not-for-profit cemetery. They want to appeal the assignment of class code 9220; see the email excerpt below. I have been on the DIA website and called their general number but…
RMV Business Partner Website
April 8, 2024 Effective immediately, the RMV Business Partner Communication website that resided on massrmv.com has been redirected to Mass.Gov/RMV. The new website URL is https://www.mass.gov/rmv-business-partners. The website pages have been updated and moved to a central location which provides improved access. Read the full update here. Questions? Contact Kathy Cormier at 508-634-7353 or via email at [email protected].
Assisted Living Coverage
*This question was answered based on current rules, regulations & statutes in effect as of March 2024. Question I have a client. He & his wife are both Named Insured (NI). He is now in a nursing home. Policy on HO 00 05 05 11. I believe the HO 04 59 05 11 Assisted Living…
Updated Company Auto Filings – March 2024
March 27, 2024 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Questions? Contact Kathy Cormier at 508-634-7353 or via email at [email protected].
DOR’s Child Support Services Division
March 3, 2024 Effective April 1, the Department of Revenue (DOR) will change the name of its Child Support Enforcement Division to the Child Support Services Division. ATLAS, RMV webpages, and all RMV letters that reference child support requirements will be updated to reflect the new name this week. The next version of the Driver’s Manual…
Coverage for MAIP Policy on Imported Vehicle
*This question was answered based on current rules, regulations & statutes in effect as of March 2024. Question I have a question regarding a personal auto policy. One of my clients plans to import a 1995 Nissan ATLAS from Japan for personal use, with no business involvement. The vehicle weighs 6000 pounds and has the…
Private Passenger Residual Market Modifications to Manual Rules, Amendments to Rule 27.
Effective May 1, 2024, the Private Passenger Residual Market Modifications to Manual Rules have been approved. SUVs are included in section B with pick-ups and vans now have the limitation on delivery that is only “incidental to the insured’s business of installing, maintaining or repairing furnishings or equipment” and they also increased the GVWR from…
Lease Buyout Dealer Advisory
March 3, 2024 The RMV has received questions from dealerships about the process of purchasing a vehicle at the conclusion of a lease agreement, commonly known as a lease buyout. The questions are about instances where the buyout has taken an extended amount of time (more than 20 business days) and the purchaser/lessee had to rent…
Haitian Creole Driver’s Manual
March 3, 2024 A Haitian Creole version of the July 2023 Passenger (Class D) Driver’s Manual has been printed and will soon be distributed to all RMV Service Centers. It will also be available to order on the RMV website (Mass.Gov/myRMV) on March 28. The Haitian Creole Driver’s Manual has the same design as the English,…
Does a Massachusetts Auto Policy Protect You When Your Injuries Are Caused By Someone Else’s Carelessness?
March 25, 2024 Written By: Laura J. Poulin, AILP, AINS, AAM, CPIW, CRIS, MLIS, Director of Curriculum and Technical Affairs, MAIA No one ever thinks they will be involved in a car accident. Hopefully, your Insured’s plan for it with adequate liability limits. But they can’t control another driver’s behavior or whether they have insurance…
WC for Uninsured Subs
*This question was answered based on current rules, regulations & statutes in effect as of March 2024. Question Do you have anything I can show the Insured regarding the Workers Comp Audit we discussed on Friday? He hired a sub to do about $20K in work last year; the sub is also a carpenter and…
2024 March Homeowners’ Multi-Peril P&C Insurer List
This 2024 March Homeowners’ Multi-Peril P&C Insurer List is provided as a benefit of your membership with the Massachusetts Association of Insurance Agents (MAIA). MAIA Introduces Member-Only Massachusetts Homeowners’ Multi-Peril Insurer List The reason MAIA is providing you with this list is it lets you have speedy access to information on the Homeowners’ Multi-Peril Insurance…
2024 Annual Privacy Notice
Thank you for trusting MAIA and Number One Insurance Agency to protect you and your business! We are committed to protecting the confidentiality of your personal and company information, your staff, and your agency’s clients. Following the Gramm-Leach-Bliley Act, also known as the Financial Services Modernization Act, we ask that you review our annual communication…
GL Certificates
*This question was answered based on current rules, regulations & statutes in effect as of January 2024. Question Looking to see if you can assist. Question about issuing GL certificates. I have an insured who is a roofer/carpenter. His GL policy excludes snow removal…he has requested that we send a certificate to a vendor for…
Flood Coverage for Storage Unit
*This question was answered based on current rules, regulations & statutes in effect as of January 2024. Question Would Flood contents coverage extend to a storage unit? Also, been out of the Flood game for a while…can you cancel prorate or is it fully earned? Answer Laura Poulin: To answer your questions, I assume you…
Road Test Location Closures
February 27, 2024 Effective March 1, 2024, at the close of business, the following Class D Road Test locations will no longer be available for scheduling: Avon (Central Mass Safety Council Road Test Site) Framingham (Central Mass Safety Council Road Test Site) Holyoke (Department of Conservation and Recreation Fitzpatrick Arena Skating Rink) West Boylston (Central…
Search by Name added to Police Crash Report Request Transaction
February 26, 2024 A standard or certified copy of a motor vehicle police crash report can be requested by an Individual involved in the crash or a Permitted User under the Federal Driver Privacy Protection Act (DPPA). The online transaction to request a copy of a police crash report has been amended to include fields…
Endorsement for Company Furnished Vehicles
*This question was answered based on current rules, regulations & statutes in effect as of January 2024. Question Isn’t there an endorsement we can add on a personal auto policy for a client that uses his company furnished car for personal use too? We have a client who works for a company and furnished a…