NEWS

P&C, PL and LAH Licensing Programs Our licensing programs are a combination of self-study and classroom review...

Bonds - James or Barry ...the Who, What and Why of bonds!

Construction Risk & Insurance Specialist (CRIS) designation program in partnership with International Risk Management Institute, Inc. (IRMI®)

MEMA Offers Hurricane Preparedness Tips

DIA Promulgates New Form for Verification of Out-of-State Workers’ Compensation Coverage

SERVICES

InsurBanc
Full range of banking products and services for ...

Question of the Day
Question of the Day

Discount Program
Learn about our Education Discount Program for ...

On-Line Overview & Self-Study Options
MAIA offers several opportunities to pursue ...

Subscriptions
Check out our subscription services


 

Errors & Omissions Insurance

This program is available to Massachusetts Agents ONLY.



E&O Insurance coverage for independent insurance agents

Utica Mutual Insurance Company
( Rated A- "Excellent" by A.M. Best)		 Applications/Forms to Download

2006 marked Utica Mutual's 40th Anniversary with the association!  When it's time to choose E&O coverage for your agency, select the protection that works in the world of ever-changing markets and business flux. Agencies of every size that are writing all types of business are protected by Utica's E&O Coverage - which includes our financial stability, and a seasoned team of underwriters, and service-oriented claims staff who understand the complexities of E&O coverage.

Are you a LAH Agent looking for coverage?

Complete this “Quick Quote” one page form and we’ll provide you the information you need to find the coverage you want.

For more information about the Utica Mutual
E&O Programs, contact our E&O Department at
the Number One Insurance Agency at 1-800-742-6363 or email estoppel@massagent.com or mstangelo@massagent.com

 Utica's Important. . .
APPLICATIONS
 FORMS
Consider purchasing a Commercial Umbrella to go over your E&O... Find Out More!

Westport Insurance Corporation
(Rated A " Excellent" by A.M. Best)		  
Applications/Forms to Download

Westport Insurance Corporation (a member of the Swiss Re Group), has been a product offered by the association for many years.

New Loss Control Guidelines Effective 1/1/09
and 2010 E&O Class Schedule


Agency Shield

Westport’s NEW “Agency Shield Program” is replacing their prior Audit Credit Requirements with a less expensive, customized and carrier involved service. This program will evaluate and work with you to improve your agency procedures and minimize your E&O exposure!


E&O Happens –
Exclusive Risk Management Website
MAIA members whose agency’s E&O insurance is written by Swiss Re through the Big “I” Professional Liability Program have access to an EXCLUSIVE risk management web site.  This site brings the agency manager many “usable tools”:
  • Sample client letters
  • Sample agency procedures
  • Agency E&O self assessments surveys
Log on to learn about our National E&O claims frequency data, real-life case studies and analysis, podcasts and more!  The website is www.iiaba.net/EOHappens.  If you do not know your user name or password, just contact Ellen or Michelle at estoppel@massagent.com or mstangelo@massagent.com for assistance.
www.iiaba.net/EOHappens

Virtual Risk Consultant

Virtual Risk Consultant
The Big I Advantage® Virtual Risk Consultant powered by Rough Notes ("VRC") is an online sales and service resource designed to help your agency better serve your customers. Using this tool will lead to increased sales by improving  your staff’s knowledge of a prospect’s operation enabling them to better identify and cover customer exposures. The VRC will help your staff better understand the product they sell.  It will also assist agency staff with preparing proposals, explaining complicated insurance terms, and most importantly documenting client files. It is truly a tool that will increase the professionalism of staff and help your agency grow while limiting your exposure to E&O claims.

Big "I" members have EXCLUSIVE access to Big I Advantage® Virtual Risk Consultant. Similar products sell for thousands of dollars. Big "I" members enjoy a deeply discounted rate:
 Agency Size
(per state) 		Annual Subscription
Price		 Four-Year Subscription Price
(Best Value!)
Up to 15 users per agency $250 $750
More than 15 users per agency $500 $1,500
To see VRC in action, experience a limited demonstration and receive purchase instructions click:  www.iiaba.net/VRC.

NOTE: You will need Microsoft Word to properly open these documents.  After saving them to your local drive, they will open more quickly.  You will be able to complete these applications electronically, but they must be printed and signed by the insured.

Please keep in mind that all applications and supplements must be printed out and signed and dated by the insured before they are submitted to underwriting.

Applications
When to Submit
All New & Renewal Business
EPL Stand Alone Application All New & Renewal Stand Alone EPL Business
Supplements / Optional Coverage Applications
When to Submit
Additional Entity Supplement When the E&O Application indicates
Name Ownership Change Supplement When the E&O Application indicates
Agency Cluster Alliance Supplement When the E&O Application indicates
Acquisitions and Merger Supplement When the E&O Application indicates
Mutual Funds and Investments/ Securities Supplement When the E&O Application indicates
Claim Supplement When the E&O Application indicates
Real Estate Application When the E&O Application indicates
EPL Coverage Unit Application When the E&O Application indicates


For information, contact our E&O Department at the Number One Insurance Agency at 1-800-742-6363 or email estoppel@massagent.com or mstangelo@massagent.com
Consider purchasing a Commercial Umbrella to go over your E&O... Find Out More!