Latest News

 Premium-Saving TIPs to Help Your Liquor Liability Clients (12/3/2021) 

Premium-Saving TIPs to Help Your Liquor Liability Clients

Having staff, bartenders, and servers complete an alcohol-awareness program such as Training for Intervention Procedures (TIPs) is one way your alcohol-selling clients can save money on Liquor Liability premiums. There are several other ways they can qualify for discounts, too! When you’re writing an application for a mono-line Liquor Liability policy or a Commercial Package policy (both available to you through MAIA’s Number One Insurance Agency Hospitality Program), be sure to document ALL of the discounts that apply to your client!

If any of these apply to your client, be sure to put that information on the application:

Alcohol-Awareness Training (10%)

ALL managers and servers or sales personnel must be certified in an approved alcohol-awareness program. CLICK HERE to see approved programs. Copies of training certificates may be required to bind coverage. (NOTE: Retail/liquor stores that do NOT have trained personnel will be placed in Hospitality’s standard rating tier, which may increase premium significantly.)

Age Verification Systems (5%)

For approved systems.

MRA Membership (up to 20%)

You clients can join the Massachusetts Restaurant Association (MRA) or renew their membership HERE.

Fine Dining (10%)

Close by 12:00 AM, charge over $4 for domestic beer, liquor sales under 60%.

Loss Free Credit (20-40%, varies by state)

After 5 years loss-free with Hospitality Mutual with no lapses

Let Number One help you with a competitive Liquor Liability option, and use these “tips” to potentially lower your insureds' premiums!


Reach out to Lori Kane, Hospitality & Flood Program Manager [email protected] or (508) 634-7361.


 CDL Medical Certificates Extension Update (12/2/2021) 

CDL Medical Certificates Extension

 The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between September 1, 2021 and February 27, 2022 will expire on February 28, 2022. The RMV has updated customer records in ATLAS.

Affected customers will receive an email informing them of the extension. They must self-certify prior to the expiration date listed above or their CDLs will be downgraded to Class D licenses.

For Registry-related questions, you may also contact MAIA's Member Relations Advocate, Kathy Cormier, at [email protected] or 508-634-7353. 

Read Full RMV Update

CDL Medical Certificates Extension


 Limited Time Special! Higher Commission Rates for New WC Business (11/30/2021) 

Limited Time Special! Higher Commission Rates for New WC Business

Don’t forget! Through January 31st, 2022, member agencies earn higher-than-normal commission rates on new Workers’ Comp business written through MAIA’s Number One Agency. How much higher? Depending on the carrier, anywhere from 2% to 7.5% greater than our current rates! With NO volume commitments, GREAT commissions, and client-pleasing features like payment plan options, portal access to policy documents, and even self-request for COI’s, this is a deal everyone will like!

We’ve got a market for these:

  • Snowplowing (No municipal operations, e.g., plowing for towns, cities, state on streets, roadways, highways)
  • Retail, Coffee Shops, Restaurants, Daycares
  • Interior Painting, Cabinetry, Plumbers, Flooring, Electrician
  • And so much more!

Visit our Workers’ Comp webpage for details!


Contact Program Manager Michelle St. Angelo at [email protected] or 508-634-7364.

“My agency has always believed that being a member of MAIA is not optional, it is essential.
Not being a member of MAIA would be like flying by night without instruments.” 

Mark Pijar, CIC, CRIS
A.J. Pijar Insurance, Holyoke, MA 

Discover the Benefits of MAIA Membership!