Accredited Insurance Lines Professional (AILP)

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:

A full day on the mechanics of the homeowners product:

• Important definitions, review of Section I Coverages, additional coverages and perils

• Certain Section I conditions such as insurable interest and loss settlement.

• Section II coverages and exclusions.

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:

A full day on the mechanics of the homeowners product:

• Eligibility for personal lines vs. commercial lines

• Importance of personal injury protection, uninsured motorists coverage, property damage liability, optional bodily injury, underinsured motorist coverage and physical damage coverages

• Important exclusions and problems for each of the coverages

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:

• Eligibility and business – Airbnb and other business issues and named insured and occupancy issues
• Definitions creating problems such as residence premises, insureds or not, Insured location challenges
• Other Section I Conundrums: Excluded property, Coverage D issues, debris removal questions, loss assessment problems and those pesky peril arguments of accidental discharge or sewer backup, earth movement, ice dam and/or water seepage

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• Loss settlement problems such as R/C vs. Ordinance or law; Effect of Specified Coverage A vs. Additional limits of liability endorsements; Special Loss settlement endorsement

• Waiver of Subrogation or not

• Section II Exposures: Personal injury and social media, Toys, recreational vehicles owned or rented, Host liquor problems and the personal party, Vacations and watercraft, Aircraft issues – drones and traveling, How much loss assessment is enough

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:  

• Condo issues that cause problems: Bylaws and limits; Master policies and deductibles; Special Form and property, loss assessment and loss of use Rented condos

• Dwelling policy: DP-1 vs. DP-3 – identifying the major differences; Dwelling liability and personal injury; Short-term rental law

• Miscellaneous issues such as cyber, identify theft, and mobile device control over home

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:

• General issues: MAIP vs. CAR vs. Voluntary eligibility; Customary operator vs. deferred operator; Named insured or not; TNC and other social media uses like Doordash, Turo, etc.

• Identification of important issues such as “failure to furnish information, driving non-owned autos, benefit of UM/UIM and PUP, ailment, operator exclusion.

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• Auto rental problems of: Long-term rental, loss settlement, rental contract requirements; MAP and vehicle types

• General auto issues such as: Cancellation - After total loss and reasons carrier can cancel; “reasonable repairs and expenses” in a loss; Fault or not; Business use and problems in MAP; Waiver of deductible misinterpretation; Trailer or not  

• Personal Umbrella Policy issues to identify such as: Business activity; auto regular use;

• PUP and social media business risks such as TNC and Airbnb; C/C/C vs. underlying coverage; pollution vs. underlying

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• Eligibility vs. personal lines for individually owned business vehicles
• Declaration Page importance of Item 2 covered auto section
• Importance of symbols to create covered auto definition
• Liability insuring agreement, insured definition, exclusions
• Physical damage insuring agreement and exclusions
• Important BAP endorsement such as Additional Insured, Massachusetts amendatory endorsement, etc.

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• Sources of liability
• Occurrence vs. claims made
• Who is the insured, or not?
• Mechanics of aggregate limits
• Coverage A insuring agreement, coverage territory and known occurrences
• Coverage A exclusions such as contractual, pollution, auto, property damage, your work and product
• Coverage B insuring agreement, personal and advertising injury definition, need for separate cyber and discrimination coverage
• Coverage C medical payments insuring agreement and restrictions

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• Independent contractor vs. employee
• 3A vs. 3C vs. MA LOS
• Part I benefits and what it doesn’t pay
• Part II EL and third-party action over, dual capacity, consequential loss and exclusions
• Important endorsements such as USLHW, Maritime, Voluntary Compensation, and waiver of our right to recover and when qualify for them
• Addressing the leasing situation

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• General issues of valuing property ACV vs. R/C vs. functional
• Co-insurance
• Methods of writing specific, blanket and value reporting
• Addressing the Building and Contents Coverage Form CP 00 10 – What’s building and BPP and what’s not
• Additional coverages
• Coverage extensions
• Property conditions of vacancy and loss valuation
• Cause of Loss Special Form CP 10 30
• General exclusions, additional exclusions, and limitations of coverage

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

• “Who is an insured” issues such as why the request for CG 20 11 Managers or Lessors of premises?
• Contractors, Owners, Developers issues such as CG 20 33, CG 20 10, CG 20 38, specified vs. automatic, what’s the difference? why the request for older editions vs. newer editions? what is “arising out of”?
• AI vs. NI: Is there a difference?
• Indemnity vs. AI status
• Primary and non-contributory or not
• Limits – How much is enough? amending the limits, designated project or premises, aggregate limit amendments, products and completed operations redefined and why
• Miscellaneous issues such as statute of limitations vs. statutes of repose, waiver of subrogation provision vs. endorsement, wrap-ups and your client, certificate of insurance issues and problems

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:

• Coverage A exclusions that cause problems such as:
• Damage to property – operations vs. completed operations exclusions
• Renting property – real or personal and damage to it
• Improper use of damage to your work exclusion
• Construction defect or not
• Pollution coverage not exclusion
• Liquor liability and BYOB
• Auto coverage in the GL
• Drones and finding coverage
• Exclusionary endorsements to beware of:
• Excluding specifics, Amendment and limitation endorsements that are exclusions in disguise
• >Exclusions reminding us to buy other policies such as EPLI and Cyber

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS: 

• Knowing how to amend property when you need to:
• Additional covered property endorsement for excluded property
• Property not covered endorsement to avoid duplication
• Specific property endorsements for certain property types such as signs, antennas, landscaping
• New options for tenants and building items
• Drones
• Endorsements affecting loss settlement such as:
• manufacturers selling price
• margin clause
• value reporting form
• ordinance or law and debris removal
• vacancy change options
• Adding other interests – loss payable or adding building owner
• Business income issues
• Coinsurance
• Described premises or not
• BII time period exclusion
• BII form vs. BII in BOP
• Amending the period of restoration
• Dependent property consideration
• BII and loss to vehicles
• Drones and BII

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

CLASS TOPICS:

This course is part of the core curriculum for the following designations:

Management Liability Insurance Specialist — MLIS®
Accredited Insurance Lines Professional – AILP or AILP/CL

Each designation course is independent of the others and you may complete them in any order you choose.

This course is designed to give a moderately experienced insurance person a detailed look at:

• Liability exposures that give rise to employment-related claims, and
• Insurance policies that have been developed to cover these exposures.

The first part of the course begins by describing the most important common law (i.e., law based on judicial decisions) exposures to employment litigation, and continues by discussing the leading statutory exposures to such claims.
Next, the underwriting of Employment Practices Liability (EPL) insurance is analyzed, followed by a description of methods to control employment claims. The first part of the course concludes by examining the various sources of EPL insurance coverage.

The second part of the course takes a detailed look at the specific coverage terms within EPLI policy forms, including covered persons/organizations and covered acts provisions. Next, it discusses third-party liability coverage, along with “damages” and “claim” definitions. Claims management, defense cost, and “special conditions” are also described.

TO REGISTER: GO TO THE MLIS SECTION HERE

WHO SHOULD ATTEND:

This class is part of MAIA’s Accredited Insurance Lines Professional (AILP) program. AILP courses are appropriate for any insurance agency employee who wants to build a solid base of practical knowledge to facilitate their career performance and advancement — agency producers, account managers, CSRs, underwriters, adjusters, etc.

This course is part of the core curriculum for the following designations:

Management Liability Insurance Specialist — MLIS®
Accredited Insurance Lines Professional – AILP or AILP/CL

Each designation course is independent of the others and you may complete them in any order you choose.

Companies that use e-mail, operate a website, take orders online (and collect customer data in the process), participate in social media activities, or engage the services of a cloud provider are exposed to significant potential first-party property and third-party liability claims. This course takes a look at the types of exposures companies face and provides a detailed review of the kinds of policy forms that have been designed to cover these exposures.

The major areas this course addresses include:

• 10 key areas of confusion inherent in cyber and privacy coverage, beginning with the fact that it is referred to under different names by different insurers
• 3 major types of third-party liability losses and the eight major types of first-party property losses that result from cyber and online activities loss
• Various loss control measures that can be applied to eliminate, or at least reduce, the extent to which a business can be financially impacted by these loss exposures
• The most important exclusions found within cyber and privacy forms, including how different insurers’ versions of the exclusions vary, and how such differences impact the scope of coverage the policies provide.

TO REGISTER: GO TO THE MLIS SECTION HERE