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Welcome to Massagent NOW Podcasts

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Episode 1:

Released 6/10/15


What's the Law...Listing Operators on the Mass. Auto Policy
with Irene Morrill, CPCU, CIC, CRM, CRIS, CPIW, LIA, ARM, MAIA's Vice President of Technical Affairs
audio link

Irene addresses the question and occasional insured objection to "Who needs to be listed on this mass. auto policy?" What does the law say about listing operators on the mass auto policy? Hint: Honesty is the Best Policy Here....and the truth is that "creative auto rating" just isn't worth it. And why updating the policy with changes as they happen is also important. 

The Laws discussed in this episode....
MGL c.175 s.186 - Misrepresentation or warranty by insured.
MGL c.266 s.111B - Motor vehicle insurance policies; penalties for fraudulent claims.
MGL c.90 s.34O - Property damage liability insurance or bonds.

Irene is quick to point out that answering the application honestly and completely is key and reminds us that it's always cheaper to pay the true premium than to be denied coverage. "It's always cheaper to pay the right premium, than to not pay a claim". 

Thanks for listening to the Episode 1 of the Massagent NOW Podcast. A new way for Massachusetts agents to get the latest in insurance, business and legislative information. At approximately 10 - 20 minutes in length, you'll find "bite-sized" pieces of topical information that you can take on the go. Listen in an audio only format or watch the video series on our youtube channel.  Let us know what topics you'd like to hear next. Contact Melissa at

The content in the Massagent NOW Podcast is designed to provide accurate and authoritative information regarding the subject matter covered. It is provided with the understanding that the presenter is not engaged in rendering legal, accounting or other professional service. If legal advice or other expert assistance is required, the services of a competent, professional person should be sought.

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